City executives
Can proposed choices fit within the reference financial envelope?
Reference cash available is 1.35× scheduled debt service. This does not establish covenant compliance or solvency.
Citywide reference · not an observed reading or a local allocation
Evidence needed before a decision
Options require qualified impact methods, distributional evidence and a recorded human decision.
Policy teams
Who may bear more cost under the assumed stress?
The stated income stress moves the reference cost burden from 56.1% to 66%. This is a scenario comparison, not a household survey.
Citywide reference · not an observed reading or a local allocation
Evidence needed before a decision
Options require qualified impact methods, distributional evidence and a recorded human decision.
Risk reviewers
Which mitigation difference needs independent validation?
The matched mitigation example reduces expected annual loss by 0.3 bn/yr. It does not establish an observed saving.
Citywide reference · not an observed reading or a local allocation
Evidence needed before a decision
Options require qualified impact methods, distributional evidence and a recorded human decision.